A digital financial wellness company for individuals and entrepreneurs.

Be the first to know when we launch our mobile app.

Know your Net worth

Your net worth is a measure of your financial wellness. Take the survey to evaluate if your assets
are higher than your liabilities.
You will also discover the present value of the assets you own when you calculate your net worth.

Why Twelve?

Explore opportunities
beyond stocks

Diversify your investment portfolio from high risk and volatile markets by investing in tokenized assets (Eurobonds and Real estate) that provide a hedge against inflation and earn you cash flow


Twelve enables investment clubs and communities to co-invest in fixed income bonds, co-own real estate in Africa and other real estate markets in UK or Dubai or create syndicates to invest in VC funds.

Access to digital
wealth services

Twelve works with top trustees in the financial services industry to provide private wealth services such as trust planning, trust asset ownership plans etc.

Save hours on google research
We’ll provide the important information you need to keep you informed while you spend time on what’s important such as building your career to earn more income and creating beautiful memories with family.

Invest confidently to grow your wealth
Your cash is unlikely to grow much on a savings app. We work with the best partners in the industry to provide guidance on creating a diversified investment portfolio that protect you against inflation and help you achieve long term financial goals.

Keep your assets in trust
Manage the risk of owning assets and not being able to transfer to beneficiaries with our private trustee arrangement services.

Track your progress and earn rewards
Set financial goals, conveniently manage your plans on one dashboard and track your growth.

Co-invest in assets transparently and seamlessly
Invest in real estate and VC funds with friends or family as an investment club, syndicate or private group.

Get everyone involved in the process
All the members of you club or group can actively participate in the investment process and track growth without leaving the responsibility to only a few people.

Manage member contribution defaults and member exits, openly
As your club evolves, we provide the tools to easily manage activities such as defaults, exits or new members in a way that is open and transparent to every member of the group

Transfer co-owned assets to beneficiaries
Manage the risk of owning assets and not being able to transfer to beneficiaries with our private trustee arrangement services

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Trust is our currency

We are commited to the security of your
money and the protection of your account.

 Bank Grade Security

We are PCI-DSS compliant to ensure security of your data
electronically. All cards and bank data are encrypted to 
preevnt unauthorized access to sensitive information.

Our Partners

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Recent Articles

Press Release- Twelve launches project to boost financing readiness for entrepreneurs
Private debt notes for Agricorp- An Agro-processing Company
Private Short-Term Debt Notes with CheckOff Credit